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In addition to the previous exclusions, the following benefits are
not covered by this insurance:
a)
The
services arranged by the Insured on his/her own behalf, without
prior communication or without the consent of MAPFRE Asistencia or
Gulf Assist, except in the case of urgent necessity. In that event,
the Insured must furnish the Company with the vouchers and original
copies of the invoices.
b) Illnesses
or injuries arising from chronic ailments or from those that existed
prior to the inception date of the policy.
c) Death
as a result of suicide and the injuries or after-effects brought
about by attempted suicide.
d) Those
derived from illnesses or pathological states caused by the
voluntary consumption of alcohol, drugs, toxic substances, narcotics
or medicines acquired without medical prescription, as well as any
kind of mental illness or mental imbalance.
e) Those
derived from renunciation of or delay, on the part of the Insured or
persons responsible for him/her, in the transfer proposed by the
Company and agreed by its medical service.
f)
Rehabilitation treatments.
g) Prostheses,
orthopaedic material or orthesis and osteosynthesis material, as well as spectacles.
h)
Those derived from pregnancy and childbirth, or for a complication
therefore or voluntary termination of pregnancy.
i)
Dental expenses in excess of USD 60, unless another limit is
expressly indicated in the Private or Special Conditions.
j) Those derived from baggage that is not sufficiently well packaged or
identified, as well as fragile baggage or perishable products.
k)
Assistance or compensation for events that occurred during a trip
that had commenced, in any of the following circumstances:
1)
Before this insurance comes into force.
2)
With the intention of receiving medical treatment.
3)
After the diagnosis of a terminal illness.
4)
Without prior medical authorisation, after the Insured had been
under
treatment or medical supervision during the twelve months prior to
the start of the trip.
l) Expenses
that arise once the Insured is at his/her usual
country
of residence, those incurred beyond the scope
of application of the guarantees of the insurance, and, in any case,
after the dates of the travel object of the Agreement have elapsed
or after 92 days has elapsed since the start thereof,
notwithstanding what is provided for in the Additional Clauses or in
the Private or Special Conditions.
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The Company is exempt
of liability when, as a result of force majeure, it is unable to put
into effect any of the benefits specifically envisaged in this
policy.
SCOPE OF COVER OF
THE SERVICE.
The Insured party
may request the international information services from any country
in the world where he is staying, for a maximum period of
92 days, as well as from the usual country of
residence.
INTERVENTION
CONDITIONS.
When any of the
events, which are the object of the mentioned guaranteed services
occur, the Insured party may request the corresponding information
by telephone.
Gulf Assist
contact details are:
Telephone number for assistance: 00 (973) 17 21 88 99
Fax: 00 (973) 17 21 51 77
E-mail:
gulfasst@batelco.com.bh
For
WARBA INSURANCE CO.
S.A.K
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